Privacy Policy

Last Updated: February 3, 2026

Mobile Ledger ("we," "our," or "the app") is a personal finance management application designed to help you track expenses, income, and manage your financial accounts. We are committed to protecting your privacy and ensuring you understand how your data is handled.

Summary

Your data stays on your device - All financial data is stored locally using Apple's SwiftData framework
No cloud sync by default - CloudKit synchronization is disabled
No third-party tracking - We do not use analytics services or share your data
Optional backup - You can manually backup/restore your data via iCloud
Biometric protection - Optional Face ID/Touch ID authentication for app access

Data We Collect

Financial Data (Stored Locally)

The app stores the following data exclusively on your device:

Transactions: Date, amount, description, type (expense/income/transfer), and category
Accounts: Account names, types, balances, associated bank/institution
Categories: Custom and default spending/income categories
Budgets: Budget amounts and thresholds

How Your Data Is Stored

Local Storage

All your financial data is stored locally on your device using Apple's SwiftData framework. This means your data never leaves your device automatically and is protected by your device's built-in encryption.

Data Security

We implement security measures including local-only storage, optional biometric authentication, auto-lock, and balance hiding to keep your information private.

Contact Us

If you have questions or concerns about this Privacy Policy or your data, please contact us at:

Email: support@wartle.app

This privacy policy applies to Mobile Ledger for iOS.