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Privacy Policy

Last Updated: February 3, 2026

Lago ("we," "our," or "the app") is a personal finance management application designed to help you track expenses, income, and manage your financial accounts. We are committed to protecting your privacy and ensuring you understand how your data is handled.

Summary

  • Your data stays on your device - All financial data is stored locally on your device
  • No cloud sync by default - Cloud synchronization is disabled
  • No third-party tracking - We do not use analytics services or share your data
  • Optional backup - You can manually backup/restore your data via iCloud (iOS) or Google Drive (Android)
  • Biometric protection - Optional biometric (Face ID/Touch ID on iOS, fingerprint/face unlock on Android) authentication for app access

Data We Collect

Financial Data (Stored Locally)

The app stores the following data exclusively on your device:

  • Transactions: Date, amount, description, type (expense/income/transfer), and category
  • Accounts: Account names, types, balances, associated bank/institution
  • Categories: Custom and default spending/income categories
  • Budgets: Budget amounts and thresholds

How Your Data Is Stored

Local Storage

All your financial data is stored locally on your device. This means your data never leaves your device automatically and is protected by your device's built-in encryption.

Data Security

We implement security measures including local-only storage, optional biometric authentication, auto-lock, and balance hiding to keep your information private.

Contact Us

If you have questions or concerns about this Privacy Policy or your data, please contact us at:

Email: support@wartle.app


This privacy policy applies to Lago for iOS and Android.